FAQ – Frequently Asked Questions

Note: Commission2CASH is not currrently accepting applications.

Commission2CASH is a commission advance company serving Realtors® in California. Professionalism, effective communication and quick responses are the core services that we offer to our valued clients.

Why Should I Convert My Commissions to Cash?

You are in business as an Independent Contractor. After opening escrow, your earned yet unpaid commissions are your "receivables." Similar to other successful businesses, you need to convert your receivables to cash as quickly as possible to operate and promote your business today. (Predictable cash flow is crucial to successful business operations)


Our customers include some of the California's leading agents and brokers who prefer our local reliable service, effective communications, an easy application process with quick responses.

What Can I Use The Advance For?

Paying your office expenses, operating your business, promoting your business, attending seminars or paying estimated taxes on time. Commission2CASH allows you to more easily manage your cash flows.

How Does It Work?

After creating an account, you will be emailed a Username and Password that will enable you to log in and apply for a commission advance. Most of the documents we use are already in your file. We provide you with the others. You then submit the completed documents to us. Upon our review and approval, the advance will be provided to you. After settlement occurs, your Real Estate Company will pay Commission2CASH redeeming the receivable.

Do You Run Credit Checks?

While we do not usually run credit checks, we do consider the experience and professionalism of the customer.

When Will I Receive the Funds?

Usually within 2 days after we receive the completed documents (often the same day).

What Does This Service Cost?

Commission2CASH will discount the commission based upon the number of days to projected settlement (Commission2CASH Funding to settlement date (close of escrow). The fee (Discount) is generally 8%, 10% or 14% on 30, 60, or 90 day settlements.

Settlement Time Frame 30 Days 60 Days 90 Days
Commission2CASH Fees (Discount) 8% 10% 14%


  1. Your share of a commission is $7,500.
  2. Projected settlement is 60 days.
  3. Your fee (Discount) would be 10% or $750.

How Much is My Advance?

Your Advance will be your share of the commission less the fee (Discount) and a 10% reserve (Holdback).


  1. Your share of a commission is $7,500.
  2. Projected Settlement is 60 days.
  3. Your 10% Discount would be $750.
  4. Your 10% Holdback would be $750.
  5. Your 80% Advance would be $6,000.

How Much Will I Receive In Total?

Assuming no Default condition occurs, you will receive your Advance immediately plus your Holdback when the receivable is redeemed.


  1. Your share of a commission is $7,500.
  2. Projected Settlement is 60 days.
  3. Your Advance would be $6,000.
  4. Your Holdback would be $750.
  5. Your Total received would be $6,750.

What If Settlement is Delayed?

Commission2CASH provides a free 30-day grace period on all transactions. However, redemption must occur within the grace period or you will incur additional fees.

What If Settlement Does Not Occur?

You must re-purchase the receivable by check or assign the proceeds from another commission to Commission2CASH.

What Do I Do Next?

To start the process and enjoy the benefits of predictable cash flow.

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You've earned it. Why wait to get paid!

View Examples

Tony is a KellerWilliams® agent and he came to us looking for a commission advance on his transaction which was set to close in 45 days.

The inspection contingency had been satisfied. The buyers had an FHA loan with 5% down and had put a $10,000 earnest deposit down on their $500,000 purchase. Tony was a first time client with ... MORE

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